(12-20-2019, 07:39 AM)RLMMG Wrote: Thank You Again As I really appreciate the support and help. I love my Dad but he ignored important things like his health. He was a terrible sleeper always snoring and other issues. His brothers need cpap but he never wanted to get checked and his heart stopped when he was sleeping and passed away because of it and at 74 years old that is way to young. I have 3 children and we had them later in life we were in our 40's when we had our daughter and I truly want to learn from my fathers mistakes. I completely confirmed with my insurance multiple times and they don't pay for anything and never have until I pay my deductibles and co insurances of $6700.
Good morning RLMMG.
As a fellow newbie to this esteemed board, welcome.
I am so sorry to read about the passing of your father. I do not look forward to the passing of my own dad. He will be 95 years old this month, so every now and then it pops in to my mind that I won't have him much longer. It is interesting for me to note that my father is the WORST snorer I have ever heard. Growing up he had his own bedroom because my mother could not stand the snoring AT ALL. His room was on the fifth floor and we could hear him all the way down on the first floor. The walls shook!
I KNOW he had/has sleep apnea. He has always refused to get tested, even when his regular doctor told him to do so. He is quite stubborn...he did not want to have anyone attach wires to him for the studies. His apnea has been so bad, that he falls asleep in the middle of the day just talking to you.
He does have other health issues, but that is to be expected at 95.
They say a person can be genetically predisposed to have certain health issues...OSA is one of the conditions. So, it would be safe to say my having OSA is probably due in large part to my dad. But notice...he has made it to 95 so you could just as easily have a very long life yourself. However, treating the condition will DEFINITELY be advantageous.
Regarding insurance: Are you completely 100% sure about your coverages? I have horrid insurance. But it is free from my employer so it is all I have to work with. It is an HMO. The deductible is as high or higher than yours. My co pays are very barely doable. The specialist visits are $80. But the tests and stuff, even though they have co-pays, are partially paid for. Most of my expenses go towards the deductible. Some don't, but most do. The insurance company actually requires that the machine and supplies be RENTED for a particular amount of time. I couldn't believe when I was told the rental fee would only be about $18.00 per month. (The initial amount required was around $118.00) . This goes on for a certain length of time, but I have forgotten what the length of time is at the moment.
Can you quadruple check with your insurance company??? I may be really off base about this, but it couldn't hurt to check one more time?
At any rate, I wish you the best of luck!
Plmnb