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When is your machine paid for?
#1
Hi everyone 
Probably been discussed before, but how long before you can sell your machine that you got through insurance?
Thanks
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#2
(10-12-2018, 06:10 PM)Mark Sadler Wrote: Hi everyone 
Probably been discussed before, but how long before you can sell your machine that you got through insurance?
Thanks

It depends on your insurance company, but you usually own your machine after 13 months. I waited until 15 months passed and asked the DME for a bill of sale showing that I owned the machine. They wanted to know why I wanted a bill of sale and I explained it was for custom's purposes -- no further explanation was necessary. I told them it could be in the form of a letter or simply an invoice showing a zero balance and a paid-in-full designation. I received the letter. Medicare paid for the machine through my DME, at the time, Apria.

I would consider keeping your present machine as a backup or as a travel companion.
"The object in life is not to be on the side of the majority, but to escape finding oneself in the ranks of the insane." -- Marcus Aurelius
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#3
Smile 
Thanks for the reply ?
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#4
Agreed, typical is 13 month, handled as rent to own or some similar odd fashion. Coffee
Dave

I'm not a doctor in real or fictional life. My posts include opinions based upon user experience regarding CPAP therapy and should not be considered medically professional direction or advice. Even a 1,000 mile trip requires a good first step. My recommended first steps include getting good walking shoes, 1 great cup of coffee, and a good GPS.

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#5
Apria DME - United Healthcare Medicare Advantage PPO = 10 months.  Check with your medical insurance.
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#6
Thanks everyone. 
I’ll call Kaiser and check for sure.
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#7
You have to confirm with your insurance company. Some members were shocked to find out that they NEVER owned their machine. It was always a rental. In other cases, the insurance company actually owned the machine!
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#8
I will do that.
My part was 20 percent or something like that.
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