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When is your machine paid for?
#11
RE: When is your machine paid for?
That is VERY wonderful to hear rofl.  Thank you, so much, for giving me some hope  Too-funny
It annoys me just how much their calls annoy me.  As long as I use it for 4 hours a night, there's no problem... but I might have to take occasional "vacations" from my machine to ward off migraines; so I've been worrying about their calls a little.
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#12
RE: When is your machine paid for?
I had conflicting information from my DME and Kaiser Staff-

I have Kaiser HMO coverage. In April, the DME told me that my device is paid for after 2 years, and that I have had the device for over 2 years. In June, my RT told me that my device was still being paid for- and that if I changed from group to individual insurance coverage, that my device would be taken away from me and I would have to buy my own device.

Today, I spoke to Apria today, while I was placing an order for supplies, wondering what the definitive answer to my question of whether or not my ASV was still being rented.  The Apria representative also thought I would own my device after 2 years, but after further investigation, they said Kaiser was still making payments on my ASV, even though I have had the device for more than 2.5 years.

Another interesting piece of information about my device which is an ASV, is that it does not get replaced after 5 years like other PAP devices.

The previous devices I had, the Auto CPAP and the Bi-PAP, were all owned by me as soon as it they were given to me by Apria the DME provider for Kaiser.
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#13
RE: When is your machine paid for?
My insurance Explanation of Benefits (EOB) showed it was paid for at the beginning. No other entries on the EOB except for when I got supplies.

Homer
Homer

Advisory Members serve as an "Advisory Committee" to help shape Apnea Board's rules & policies. Monitors are also Advisory Members, just with Extra Work assigned.

Membership in the Advisory Members group does not imply medical expertise or qualification for advising Sleep Apnea patients concerning their treatment.
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#14
RE: When is your machine paid for?
That's kind of scary, Ruach.  Sounds a lot like a scam.

I still don't know the particulars of my own machine.  Hubby's office manager pays all our bills.  I always tell everyone that she can never retire (not allowed even after hubby does  Too-funny) because we won't know how to pay our own bills if she does!
We also have a trip coming up this week... so all my brain cells are focused on packing, cleaning, and ozonating the car.

I'm very curious about the fine print though!  I have mountain state blue cross/blue shield (recently renamed to something else, I think lol).
I got an automated call a couple/few weeks ago, asking if I needed supplies or replacement tubes etc.  I only requested new filters.
It's all very weird and sketchy.  Why not just buy the machine outright like they did for my TENS unit?
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#15
RE: When is your machine paid for?
LOL - I don't know much about your insurance, but I do like my current level of insurance with Kaiser- I was told the reason of the difference for my current ASV device, is because it is so expensive compared to the other PAP devices. . . that is why I don't own that one, even though technically I am not paying anything on it, Kaiser covers all the payments for me.                But it is strange that I wouldn't get a scheduled replacement for it when it gets older and may require replacement at some point . . .
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#16
RE: When is your machine paid for?
(10-12-2018, 06:10 PM)Mark Sadler Wrote: Hi everyone 
Probably been discussed before, but how long before you can sell your machine that you got through insurance?
Thanks

I bought mine after 2 months of renting (no issues being compliant during those 2 months). End of year was approaching and my deductible was already met from my sleep studies. I didn't want the rental to roll over into the following year since my deductible would reset so I asked if I could buy it outright. That saved me a bunch of money.

I will never use my original DME again. The markup was ridiculous. About $3000 for a Resmed Airsense 10.
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#17
RE: When is your machine paid for?
WOW, Fozzy!!!  That's insane.  I'm glad you thought to do that before the rollover!
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#18
RE: When is your machine paid for?
I'm a new member here and I have the Federal Version of Blue Cross / Blue Shield health insurance. 

I was told 13 months for it to be paid for in full. I was also told to make sure that I use the machine as much as possible, and not just occasionally.
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